Long Term Care Insurance America
Long Term Care Insurance America

Long Term Care Insurance Checklist

Instructions: Print and fill out for each policy that you consider.

Company Name

 

Policy Name or ID Number

 

Issue Ages

 

Benefit Period

 

Daily Benefit

 

Elimination Period

 

Home Care

 

Total Nursing Home Benefit

 

Elimination One-time

 

% for Assisted Living Facility

 

HHC Daily Benefit % of NH

 

HHC (daily, weekly, monthly)

 

Adult Day Care

 

Home Health Aide

 

Homemaker Services

 

Respite Care

 

Hospice Care

 

Equipment

 

Caregiver Training

 

Care Management

 

Waiver of Premium

 

Survivorship Benefit

 

Guaranteed Purchase Option

 

Alternate Plan of Care

 

Policyholder Premium Increase
since '95

 

Inflation Protection
(simple, compound, % per year)

 

Restoration of Benefits

 

Nonforfeiture

 

Discounted Premium Classes

 

Affinity Discount

 

Spousal Discount

 

Rate Classes

 

Basic Payment Mode

 

Free Health Screening
FREE LTCI Quote
Free In-Depth Health Analysis for LTCI