|
Second:
Determine your best option
- Self-insure
- Look into Medicaid benefits and "spend down" rules
- Investigate LTCI Insurance
Third:
Determine your best choice for LTCI
If you chose LTCI
- Review your health to see which companies will accept you
- Evaluate policy benefits and pricing
- Compare policies side by side with the FREE Checklist
- Work with an LTCI Professional Agent
Fourth:
Don't Wait!
Personalized Cost of Waiting Projections for:
|
Age
|
Daily Benefit
|
Projected Premium if Bought Today
|
Projected Premium to Wait Until Age 62
|
Side Fund Using Premium Savings with 6% Interest and a 25% Tax Bracket
|
| 52
|
$130.00
|
$1,229.00
|
Uninsured
|
$1,284.31
|
|
53
|
$136.50
|
$1,229.00
|
Uninsured
|
$2,626.40
|
|
54
|
$143.33
|
$1,229.00
|
Uninsured
|
$4,028.90
|
|
55
|
$150.49
|
$1,229.00
|
Uninsured
|
$5,494.50
|
|
56
|
$158.02
|
$1,229.00
|
Uninsured
|
$7,026.06
|
|
|
